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Simple, Fast, and Effective Household Items to Pawn

If you need some fast cash, getting a pawn loan is the best way to go. The pawn broker will not ask about your credit score nor care about any past debts. All you need is an item to put up for collateral and to agree on a set period of time to pay the loan off with the pawn broker.

But what simple, fast, and effective items can you pawn off in a hurry? Here is a small list of items you can find in your home that you can pawn off to get a quick and easy loan.

How Pawn Loans Work

Pawn loans are pretty simple. As stated above, you must offer something to the pawn broker as collateral. The broker will appraise your piece and give an estimate for how much money they are willing to loan to you.

You can haggle with the broker about the loan amount until you both agree on a price and period of time to pay the loan back that suits your needs.

Even if you find you can’t pay the loan in time, don’t worry! The pawn shop will just keep the item you put up for collateral. The broker will not even charge you interest for the money you did take out.

Of course, pawn brokers will appraise the object you turn in before deciding on a loan amount. If they suspect your item to be fake or stolen, they will not take it.

Jewelry

Old jewelry is one of the most common items people will use to make a quick pawn loan. They cost a lot, so of course the payout rate would be pretty high, too.

Due to the fluctuating jewelry market, however, some pieces might be worth more than others during certain times of the year. It’s a good idea to look into what is currently popular to see which of your own pieces might produce a higher loan amount.

Electronics

Pawning off your used electronics can land you a sizable loan. You can pawn off any electronic from game consoles to gently-used smartphones to old TVs. It doesn’t matter if you have the newest model or an older one. So long as the device is in relatively good condition, you can expect a pretty sizable loan.

Power Tools

Pawn shops will gladly take your old power tools off your hands, too! You’ll earn a bigger loan if you put up power tools in relatively good working condition. More so if they are brand-new. Brand tends to play a pretty big part in the loan amount you will get, so choose to pawn off big-name brands for more money.

Antiques

The funny thing about nostalgia is that people will absurd amounts just to experience something again. If you have decades-old antiques lying around, you can easily pawn them off to make fast cash.

This is especially true if the pawn shop you go to specializes in buying and selling antiques.

5 Types of Items You Can Find at a Pawn Shop

Pawn shops offer a wide selection of items, many of which are sold for much less than their retail value. Here are just some of the types of items that you can find at your local pawn shop.

Jewelry

Jewelry is perhaps the most popular item customers tend to pawn or sell off to a pawn shop. Most customers can make a pretty hefty sum just from selling off old jewelry, which is why you may see so many different varieties of jewelry all throughout the store. Many if not all these pieces come with their own unique histories, which can make the item feel all the more special.

You can even ask pawn brokers if you can mix and match certain chains, charms, and gemstones together to create a wholly unique piece found nowhere else.

Electronics

Most people might be wary of purchasing used electronics like computers, tablets, and game consoles, but pawn brokers only sell electronics they know are in good condition. Some pawn brokers will even let you open DVD, Blu-ray, or game cases and check if the disc isn’t scratched-up beforehand, a benefit no other stores will give you.

Many of the models a pawn shop carries might not be the latest editions, but if they still work well, you could be getting great electronics for a fantastic bargain!

Watches

Watches are easily one of the most common items you can find in a pawn shop, something that the average watch enthusiast knows well. Due to the fact that some watches are sold for thousands upon thousands of dollars, many seeking a high-quality piece will benefit from buying second-hand ones from a pawn shop.

Pawn shops are always looking for new pieces to display, so you might find some real eye-catching watches!

Designer Items

Pawn shops often accrue a great selection of designer fashion and handbags and sell them back at much more affordable prices. Of course, these designer items might have been popular several seasons ago, but the brand names and designs might entice those who couldn’t afford them at retail price.

Who knows? You might even bring these older styles back in fashion!

Antiques and Collectibles

Those who are interested in vintage items can rely on pawn shops to have a good collection of older merchandise to peruse. You might be able to find cool vintage furniture no longer in production or the perfect rug from decades ago that fits with your personal aesthetic. Like with jewelry, each antique comes with its own fascinating history.

If you’re a fanatic of comic books, superheroes, or geek culture in general, your local pawn shop might have hidden gems from your fandom’s past. This could be anything from first edition comic books to old bobbleheads to older pieces of merchandise signed by famous actors or writers.

Pawn brokers especially prize mint editions, so you never know when you could score a rare prize for your own collection!

 

Top 5 Unusual Things to Find in a Pawn Shop

 

Pawn shops are great for finding all sorts of older electronics, antique furniture, and unique pieces of jewelry for far less than the retail price. However, there are also a fair share of unusual and downright weird items some pawn shops might take in, too.

Here are the top 5 unusual items you might find in a pawn shop.

Coins and Other Currency

Pocket change is something most people want to be rid of, but did you know that you can actually make money with your money? Unless you have some legitimately old (around 100 years old or more) or extremely rare coins, however, your coins won’t be worth more than their current value.

Pawn shops value coins based on the percentage of gold, silver, copper, nickel, or other metals used to make the coin, so it might be a good idea to get any old coins you have appraised beforehand.

Cars and Other Vehicles

You might be surprised to know that the eclectic collection of cars or other vehicles parked right by the pawn shop is not a special parking lot, but all sorts of vehicles previous pawn shop customers have either pawned or outright sold to the pawn shop for a hefty profit. 

Pawn shops aren’t car dealerships, so you shouldn’t expect a wide selection. Still, if a vehicle in their lot catches your eye and the specs all seem to test out great, then you might be able to get a gently used car at a great bargain.

Guns

As it turns out, around 2.5 percent of items pawned off or sold in American pawn shops are guns. Guns have great resale value, mainly because their design and function don’t change all that much. Depending on what state you live in, guns might actually be the most popular item pawned off to pawn stores.

Gold Teeth

Jewelry, precious gems, and precious metals are some of the most popular merchandise a pawn shop peddles and pawns. Not only are pawn brokers more than happy to resell your old jewelry, but you can also make quite a lot from selling it, too.

However, some pawn shop customers take this a little too far and try to pawn off or even sell old gold fillings or teeth to make a tidy profit. Most pawn shop owners will request that you have the gold separated from the tooth before trying to sell it to them. Others will take the gold off your hands, tooth and all, without much of a fuss.

Sex Toys

The rather unfortunate truth of working in a pawn shop is that some customers will try to sell off all their old junk, including (sometimes previously used) sex toys.

To be fair, some of these sex toys are inlaid with precious stones like diamonds, which are definitely something a pawn broker finds valuable enough to buy. Still, coming across these in a pawn shop is still pretty gross. 

Funniest Things Ever Sold at a Pawn Shop

 

One of the best aspects of pawn shops is the fact that they are willing to pawn or buy just about anything of value. Unfortunately, this can be a downside, too.

Pawn brokers that have been in the business a long time will have their fair share of odd stories to tell. Here are just a few of the funniest items ever sold at a pawn shop.

Cookie Monster Jewelry

Chains and various charms made from precious metals can easily be used to customize other pieces, so pawn brokers love when customers bring them in. In fact, many pawn shops will happily take any old jewelry off your hands.

Some customers, however, will try to sell off some really strange pieces. Those who have watched the hit Netflix Original Uncut Gems may recall the diamond-encrusted Furby toys Adam Sandler’s shifty character peddles to unwitting customers.

As if that wasn’t an odd enough piece in fiction, one pawn broker on Reddit fondly recalls a time when a customer sold his 153.4 gram, 10-karat gold-linked chain with a huge golden Cookie Monster charm attached to it in real life. There were even 2.0-karat diamonds placed into the eyes.

Though the pawn shop appraised the piece to be worth around $1,500, the customer only wanted $100 for the entire thing.

Gold Teeth

Speaking of precious metals, pawn shops will pay a pretty penny for just about anything that contains the stuff. Apparently, this includes the gold fillings on your teeth (or even the whole tooth). Some desperate customers will even go so far as to yank out their own teeth with pliers right at the register for a bit of cash.

Most pawn shops request their customers to have the gold removed from their teeth before trying to sell it off. That being said, a few brokers might not care and buy the gold off the customer as is, tooth and all, and sell it back to potential customers.

Feces

When pawn shops claim they will buy anything from customers, most don’t expect people to go this far for a bit of cash. On an episode of the TV show Pawn Stars, a man sold one of the hosts a whole can of elephant manure from the Washington Park Zoo for $20. Though this was clearly meant as a sort of gross prank by the man, the hosts were too amused not to indulge how ridiculous it was.

Another Reddit user states that a Tennessee woman once tried to sell some feces in a shoe box as well. The catch is it wasn’t hers (as if that wouldn’t be weird enough), but rather, Elvis 

Presley’s from around 50 or so years ago. She claims that she and the famous rock star had had a one-night stand and he went to the bathroom afterwards.

Unlike the Pawn Stars prank, this woman was serious. The brokers refused to even touch it, so at least there was that.

 

Biggest Pawn Shop in the World

 

Pawn shops are often seen as small businesses owned by savvy individuals that know their stuff. Most pawn shops are, in fact, just that. However, there are plenty of larger-scale shops that cater to much wider consumer bases than the average pawn shop. Some of these might even qualify as being the biggest pawn shop in the world.

Where is the Biggest Pawn Shop in the World?

This is a bit more difficult to answer than one might think. Mostly, it depends on your own personal definition of what makes a business “big”. This could mean the actual size of the shop itself, its customer base, or even the platforms the shop uses to grow its business.

Let’s take a closer look at shops that cover each of these definitions below.

McTamney’s Pawn Shop in Canada

McTamney’s in Canada boasts a client base of around 60,000 Canadians on a regular basis, all with different items they want to pawn of sell off entirely. To accommodate this large client base, McTamney’s has 10 loan booths and separate pawn sections, aisles dedicated solely to jewelry, and a showroom for items customers can buy.

However, the article boasting that McTamney’s is the biggest pawn shop came out in 1956. Plenty of factors in the meantime could have changed this claim-to-fame. It may still be one of the biggest pawn shops in Canada, but it might be a stretch to call it the biggest pawn shop in the entire world.

The Dina Collection in Beverly Hills, California

On the surface, this pawn shop might look like any luxury retailer that sells high-end jewelry, watches, and designer items. However, The Dina Collection serves a far wealthier clientele than most—celebrities, millionaires, and even billionaires.

Some people might be startled to discover that the rich use pawn shops like regular people. After all, the wealthiest people in the world should have no problem buying any of the luxury items they want, right?

According to The Dina Collection’s owner Yossi Dina, his wealthiest clientele love bargains as much as everyone else. They also love rare, one-of-a-kind items, which pawn shops pride themselves on selling.

This shop could be considered the “biggest” pawn shop in the world purely for the rich clientele it draws in alone. However, because this pawn shop caters to the obscenely wealthy, it might not appeal much to the average consumer.

Pawn America

With 17 stores in Minnesota and Wisconsin and a 900 square-foot location in Robbinsdale, Pawn America looks to expand their business to even more customers.

The Internet is a vast landscape of untapped marketing potential, a potential that Pawn America hopes to crack. Indeed, with most people nowadays having at least a passing understanding of how the Internet works, they will also look to the convenience of the Internet to pawn off or sell their old junk to make a quick buck.

Pawn America offers this exact convenience and has gained a huge client base because of it.

 

How to Use an Online Pawn Shop

Pawn shop websites are pretty easy to navigate, even for those less tech-savvy than most. Here’s a short guide on how to use an online pawn shop!

How Online Pawn Shops Sell Items

Online pawn shops organize their wares much like any online retailer would. You can browse through different categories of items, narrow down specific items you are interested in, and even search through their site for particular items of interest.

Many online pawn shops will have recent pictures of their items on their site so you can see for yourself what sort of condition they’re in. Unlike many other online retailers, you can also ask the owner questions about any products you’re interested in. They will be more than happy to give you all the information you need before you buy, and even haggle prices back and forth with you until you both find a price you’re willing to pay.

How Online Pawn Shops Buy Items from Customers

If you want to sell your items through an online pawn shop, you will have to do a couple things before contacting a pawn shop owner.

First, gather all the components of the item you want to sell, including the original box it came in, any certificates or manuals it has, and any extra accessories it initially came with. Pawn brokers are more likely to pay for a complete item rather than something missing components.

Next, thoroughly clean and photograph your item. That way, the broker will be able to properly appraise the item before you send it to them and they can be sure to give you a good price for it.

Finally, you will need to ship over your item to the pawn broker. It is a good idea to see if the pawn broker offers free shipping or is willing to pay for shipping on the item.

Knowing the retail value of the item you’re selling is also helpful so you know the pawn shop owners aren’t lowballing their prices they offer for said item.

How Online Pawn Shops Offer Pawn Loans

Pawn shops specialize in giving people quick loans in exchange for items, but how exactly does this work for an online pawn shop?

Simply mail the pawn shop your item as you would if you were selling it to them. Rather than saying goodbye for good, however, you are simply loaning the shop that item for whatever period of time your loan contract states until you pay the loan back. The pawn shop will then wire the agreed sum to your bank account for you to use.

Most loan contracts can be pretty flexible, so if you need an extension, a pawn shop owner will be more than happy to help you work that out. Even if you can’t pay the loan back in time, you don’t have to worry about any penalty or late fees. The pawn shop will simply keep the item you sent them instead.

 

5 Signs of a Good Pawn Shop

Most people seem to think of pawn shops as suspicious or seedy, largely due to their unjustly vilified portrayal in pop culture. Good, reputable pawn shops do exist, and welcome your business with open arms!

Here are the 5 signs of a good pawn shop.

Up-To-Date Licenses

If you are still a bit wary about visiting a pawn shop, you can always ask to see the store’s licenses. The owner should be able to provide the appropriate papers to prove they are in-line with government regulations.

Their in-house gemologist should also have an up-to-date license from the Gemological Institute of America certifying their expertise. Jewelry is a huge commodity for pawn shops, so their appraisal skills are crucial for any pawn shop worth their wares.

If either the owner or their in-house jewelry expert becomes defensive about showing their licenses or flat-out refuses, this is a major red flag. It will be best to take your business to a pawn shop with more open and honest staff.

Huge Variety of Stock

Any good pawn shop should have plenty of different items on sale. This can be really anything from antique jewelry to some of the latest electronics. They’re trying to entice customers to buy their well-kept stock after all.

You should be wary of pawn shops that only appear to carry one type of item in their stock. At best, the owner does not have much in-stock, but at worst, this could be a sign of trouble.

Good Reputation

Before heading off to your local pawn shop, it’s a good idea to look up reviews about the place beforehand. If they have good reviews that seem to come from genuine people, then that pawn shop might be worth a visit.

You should also check if the pawn shop you plan to visit has any complaints on the Better Business Bureau’s website, which houses any previous customer complaints and reviews free for you to peruse through.

Owner Asks You a Lot of Questions

Pawn shop owners should ask you a bunch of questions about all the items you try to pawn or sell to them. This is to ensure the item’s authenticity, history, and other important details before the owners appraise it and decide to take it off your hands. Thieves often try to sell off stolen goods to pawn shops, so pawn shop staff must always be vigilant in their questions to ensure they are not aiding a criminal in any way.

In fact, it would be very suspicious if a pawn shop owner bought something off of you and didn’t ask any questions about where it came from!

Friendly Staff and Welcoming Environment

Pawn shops are just like any other business out there. A good pawn shop should have friendly staff ready to help you with whatever you need and stock that is organized and well-maintained.

If the pawn shop you visit has surly staff or seems cluttered or dirty, then perhaps you should seek out a different store.

 

What Can You Find at an Online Pawn Shop?

If you thought pawn shops had a lot to offer in-store, you should check out how much your local pawn shops offer online!
Not only are online pawn shops more convenient, but they may even offer you great deals on already discounted items. Unlike sites like eBay and Craigslist, you can trust that all the products that are available on an online pawn shop’s site are authentic and in good condition.
There are a great many items you can find at an online pawn shop, including:
Jewelry
Jewelry is one of the most, if not the most, popular item that pawn shops peddle. You can find plenty of quality silver, gold, and even platinum pieces to buy online, all while discovering classic antique pieces or even creating unique jewelry of your very own.
Many good pawn shops will have had all their pieces appraised by a professional gemologist or jewelry expert certified by the Gemological Institute of America, so you can be sure that the jewelry you buy is authentic and fairly priced.
You can also pawn off your jewelry or sell it on the online shop to make some quick cash. Once appraised, the online pawn shop will then securely wire the money straight to your bank account so you will have it on-hand.
Electronics
You can buy plenty of gently-used electronics at an online pawn shop. Browse for used video games, video game consoles, TVs, cameras, computers, tablets, and much more all for a fraction of the retail price!
Most pawn shop owners are also more than happy to answer any questions you might have about any particular items you may be interested in, so don’t be afraid to ask them about specs, the item’s condition, or other important features before purchasing.
One of the best things about pawn shops is your ability to haggle the price, so you may also be able to score a sweet deal on an item that you wouldn’t be able to get anywhere else.
Tools and Appliances
Pawn shops offer a wide variety of tools ranging from simple hand tools and tool kits to full-on industrial machines. You will also find quite a few appliances on your local pawn shop’s site. These can range from standard kitchen appliances to lawn mowers to office equipment.
Musical Instruments
From cellos to mixers to electric guitars, your online pawn shop will have it all. If you’re interested in learning how to play a musical instrument, then buying a used one from an online pawn shop might be a good place to start. It may be a better investment than buying a brand-new one that you only play once or twice then never again.
Sporting Goods
Looking for some great sporting equipment but don’t want to break the bank with just a single item? Even the most hardened of athletes will find something to help them up their game at a pawn shop—all for less than retail price!

Antique Pawn Shops vs Antique Stores – Which to Choose

Finding a stockpile of antiques can feel like you’ve just discovered a treasure trove. Selling off your old stuff can help clear out some space and make serious cash.

The only question is where you should sell your antiques. Should you sell them off to a pawn shop or an antique store? What’s the difference between the two?

Let’s take a closer look into both kinds of shops below.

Antique Pawn Shops

Pawn shops always welcome antiques as they need some unique pieces in their showroom to pull in potential customers. If you are still wary about parting with a specific antique item but really need the cash, then you can opt for a pawn loan on the item instead. This means that you can offer your antiques as collateral for a certain amount of cash.

Pawn shop owners are typically lax on terms, but if you cannot pay back the loan in time, they will simply keep the item you put up for collateral with no extra charge to you.

Of course, you can also sell your antiques to a pawn shop outright. You may have to haggle the selling price with the owner for some time before you both reach a satisfactory price. The largest amount a pawn shop will buy your antiques at will be 75 percent, or 85 percent for luxury items.

Antique Stores

Antique stores specialize in the appraisal and selling of antique items, so you can be sure that the owners know their stuff. However, because they will be reselling your antiques to make a profit, they may give a low offer on your items. Like pawn shops, you will have to haggle a decent price with the antique shop owner until you find a price you’re both satisfied with.

If you have a lot of antiques to sell, the antique shop may even allow you to rent out space in the shop so you can make a profit on their sales, too!

Which to Choose

The main difference between antique pawn shops and general antique stores is how they operate. Pawn shops will allow you to offer antiques as collateral for a quick loan while antique stores do not. You either have to sell or trade your antiques right off the bat without the ability to get your item back unless you purchase it from them.

You should first figure out how quickly you need the money and if you are truly willing to part with your antiques before deciding which type of store to visit. If you need a temporary loan, then head to a pawn shop. If you want to simply rid yourself of your antiques, then you could go to either a pawn shop or an antique store.

Ultimately, the choice is up to you. You can even visit multiple antique stores and pawn shops in your area to see how much these stores are willing to pay for your stuff.

 

What Jewelry is Best Bought at a Pawn Shop?

Did you know that you can buy great jewelry at a pawn shop for far less than what you would normally pay for it? In fact, most pawn shops will sell pieces for up to 30 to 50 percent off the retail price!

With that in mind, what’s the best kind of jewelry to buy at a pawn shop?

Rings

Rings are one of the most sought-after jewelry pieces, especially by newly-engaged couples. Engagement rings in particular tend to be far more expensive than other types of jewelry.

You will find a surprisingly wide selection of pre-owned engagement rings to choose from at your local pawn shop. Pawn shops often sell gold, silver, and platinum rings as well as rings with diamonds or other precious gemstones set into them for much less than the rings you would find in a retail jewelry store.

Most pawn shops will also offer to clean the jewelry pieces you buy either for free or for a small fee, so no need to worry about purchasing a dirty ring. You may want to look up the local pawn shops specializing in jewelry in your area to check on these fees beforehand.

If the thought of a buying a pre-owned engagement ring conjures up worries of a failed marriage, you can ask if the pawn shop have any brand-new pieces they have on-stock instead! They will be more than happy to accommodate you.

Necklaces and Pendants

Pawn shops also have a good variety of gold, silver, and platinum necklace chains or individual pendants in-stock as well. While many jewelry stores tend to sell only the trendiest pieces, pawn shops have a wider variety of vintage and unique jewelry pieces that may be more suited to your tastes.

One of the best things about pawn shops is the ability to make a customizable piece. For instance, you may really like the look of a particular pendant, but might not like the necklace chain it is attached to. You can simply ask the pawn broker to transfer that pendant to a chain you do like instead. Shops that can afford an in-house jeweler may also make smaller tweaks to pieces at your request.

Bracelets and Charms

Much like necklaces, you can also mix and match different sorts of bracelet chains and charms to create a wholly unique piece. If you have small wrists, you could even ask if it’s possible for the in-house jeweler to shorten the length of a bracelet you like.

A Note on Authenticity

If you are still wary about purchasing jewelry from a local pawn shop, be sure you look up their reputation online before visiting. You might also want to look up the retail prices for the pieces you’re looking for so you have a better feel of what’s a deal and what isn’t.

Any reputable in-house jeweler for a pawn shop should have a GIA certification or a valid appraisal document that proves their expertise, so you can ask to see it if you have any doubts about the shop.